terms and conditions

Terms and Conditions of www.InvestSTARS.co.uk

By using any of our Services (even just browsing one of our websites), you’re agreeing to the following Terms and Conditions. If you don’t agree with the Terms, you may not use our Services. 

These Terms and Conditions of Service and Use of www.InvestSTARS.co.uk (the “Terms and Conditions“) were put into effect on 17.02.2023 and last updated on 17.02.2023 by InvestSTARS Ltd as private limited by shares registered company in the UK (“InvestSTARS” or “we” or “us” or “our“). These Terms and Conditions amend and restate any prior terms and conditions for the use of www.InvestSTARS.co.uk without releasing any rights or obligations under those prior agreements.

The term InvestSTARS or 'us' or 'we' refers to the owner of the website whose registered office is 33 Caltshot Street, London, N1 9AS. Our company registration number is14625758 and the place of registration is London. The term 'you' refers to the user or viewer of our website. 

www.InvestSTARS.co.uk and all related content, materials, and services (collectively, the “Site“) is an online resource that provides its customers and members with interactive chat rooms, trading, investment and research tools and educational classes, materials, and resources. These resources are intended to assist customers and members with their trading activities in securities, which include but are not limited to money, securities, commodities, and other investments, as well as all contracts and options relating to these investments.

In exchange for access to and use of the Site, customers and members must act with integrity and abide by the rules of the Site, these Terms and Conditions, and any other policies set forth by InvestSTARS. By accessing the Site, you acknowledge that you have read, understood, and agreed to these Terms and Conditions and the Privacy Policy of InvestSTARS. By clicking “I AGREE” and/or using the Site, you are legally bound to these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, do not use or access the Site. 

(I) General Terms By clicking "I AGREE" 

and/or using the Site, you confirm:

By clicking “I AGREE” and/or using or accessing the Site, you thereby agree, 

(a) that you have received, read and understood these Terms and Conditions, and that these Terms and Conditions create a valid and binding agreement, enforceable against you in accordance with the terms hereof, 

(b) to be bound by these Terms and Conditions, any terms, conditions or other rules, regulations or policies of InvestSTARS, as each may be amended or supplemented from time to time in our sole discretion without notice, and 

(c) that your use of the Site will be subject to the laws of England, Northern Ireland, Scotland and Wales and that you are solely responsible for your compliance with, familiarity with and understanding of any such laws, rules or regulations applicable to your use of the Site. If you do not agree with any portion of these Terms and Conditions, you are prohibited from using or accessing the Site.

You have read, understood, and agree to the terms and conditions outlined in these General Terms.

These terms are binding and enforceable against you.

You will comply with all applicable laws of England, Northern Ireland, Scotland and Wales while using the Site, and you are solely responsible for ensuring your compliance with these laws.

If you do not agree with any part of these terms, you are prohibited from using the Site.

You are at least 18 years old and are not restricted or prohibited from using the Site.

You are not a competitor of InvestStars and are not using the Site for competitive purposes.

You have the authority to enter into these terms and doing so will not violate any other agreements you are a party to.

You will not violate any rights of InvestStars, including intellectual property rights.

You will provide, maintain, and operate all equipment and software necessary to use the site at your own risk and expense.

This website uses cookies to monitor browsing preferences. If you do allow cookies to be used, the following personal information may be stored by us for use by third parties: [insert list of information. 

By using or accessing the InvestSTARS website (the "Site"), you agree to the following general terms and conditions:

The content, materials, services, and other intellectual property contained on the Site are owned by InvestSTARS and are protected by various laws, such as patents, copyrights, and trademarks.

You will not engage in any promotional activities, sell products or services, including financial or investment products, or participate in any contests or promotions using the Site.

You will not transmit unauthorized commercial communications (such as spam) or post similar materials or advertisements using the Site.

You will not access the Site using automated methods, such as bots, robots, spiders, or scrapers.

You will not participate in multi-level marketing schemes using the Site, such as pyramid schemes.

You will not upload, use, or disseminate viruses or malicious code or other abusive scripts or processes.

You will not solicit login information or account details from other users, or request or obtain access to another user's account.

You will not bully, intimidate, or harass any person.

You will not post content that is hateful, threatening, pornographic, incites violence, contains nudity, or is otherwise deemed objectionable by InvestSTARS in its sole discretion.

You will not use the Site in any manner that is illegal or in violation of any law, rule, or regulation related to securities or investments, or regulations set forth by the Financial Conduct Authority.Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Northern Ireland, Scotland and Wales  and any regulations or other pronouncements having the force of law;.

You will not use the Site in any manner that is in violation of these Terms and Conditions, fraudulent, misleading, malicious, or discriminatory.

You will not take any action that could impair the operation or availability of the Site, such as a denial of service attack.

You will not engage in manipulative practices designed to conceal your intent or artificially generate traffic to another website.

You will not facilitate or encourage any violations of these Terms and Conditions.

You will not post defamatory, disparaging, or false statements, claims, or allegations related to the Site, InvestSTARS, or any other product or service offered by InvestSTARS.

You will not make your account or any part of it available to the public.

You will not dispute any charges from InvestSTARS.

You will not use any patented, copyrighted, trademarked, or protected intellectual property without the written consent and authorization of the owner.

You will not copy, distribute, or disseminate the Site or any part of it, and you will not transfer the Site or any part of it to another person or mirror it on any other server.

You will not decompile or reverse engineer the Site or any part of it.

You will not take any action that could result in any damage or disruption to the Site or cause liability, damages, costs, or expenses to InvestSTARS.

You will not share personal information with other members or request personal information from other members.

The content, materials, and services related to the Site are solely for your own personal use in connection with your trading activities and for no other purpose.

Any violation of the above will result in immediate removal from InvestSTARS and forfeit your right to request a refund.

(II)  Ownership; Limited License

By becoming a customer of InvestSTARS and using the Site, InvestSTARS hereby grants you a limited, revocable license to use the Site, its content, materials, and services, solely for your personal use and for the purposes set forth on the Site. This license is subject to these Terms and Conditions and any other rules, regulations, and policies imposed by InvestSTARS in connection with the Site. These policies may be amended by InvestSTARS at any time and without notice. InvestSTARS has the right to revoke or terminate this license at any time and without cause. If this license is revoked or terminated, you are required to destroy any materials related to the Site in your possession or control and acknowledge that InvestSTARS may deny you access to the Site and any other InvestSTARS content, materials, or services in its sole discretion. 

InvestSTARS will preserve or dispose of any personal information of a user whose license is revoked or terminated in accordance with InvestSTARS' Privacy Policy. Submitting information to InvestSTARS is at your own risk, and InvestSTARS assumes no liability or responsibility for it.

InvestSTARS retains all rights not expressly granted in these Terms and Conditions, including title, ownership, and intellectual property rights, and all other rights, titles, and interests in and to the Site, the products and services of InvestSTARS, and all related content, materials, services, and other documents, information, or items, including any copies or derivative works thereof. You acknowledge and agree that the Site, the products and services of InvestSTARS, and all related content, materials, services, and other documents, information, or items, including any copies or derivative works thereof, are owned by InvestSTARS and are protected by copyright, trademark, and other intellectual property laws. You further acknowledge and agree that the Site, the products and services of InvestSTARS, and related content, materials, services, and other documents, information, or items, including any copies or derivative works thereof, contain certain proprietary data and information of InvestSTARS that you will not use for any unlawful or unauthorized purpose and that you will use reasonable efforts to protect them from illicit distribution or use. By submitting information to the Site, you grant InvestSTARS an exclusive, irrevocable, worldwide, perpetual, unlimited, freely assignable, sublicensable, fully paid-up, and royalty-free right to use, copy, prepare derivative works of, improve, distribute, publish, remove, retain, add, process, analyze, and commercialize, in any way now known or in the future discovered, without any further consent, notice, or compensation to you or to any third parties.

(III) Consent for the Use of Audio, Video, and Photography from Live Events by InvestSTARS

InvestSTARS may occasionally host in-person events that may be recorded and captured through photography for marketing and/or entertainment purposes. By attending any InvestSTARS events, you grant permission for InvestSTARS to use any audio, video, or photographs that you may be featured in.

(IV) Enforcement and Termination of Account

InvestSTARS has the right to investigate any violations of these terms and conditions or any other policies of InvestSTARS or the site, or any violations of any of the laws of England, Northern Ireland, Scotland and Wales. InvestSTARS may involve law enforcement authorities in investigating and prosecuting any such violations. InvestSTARS may also remove or delete any entries, information, materials, or other content and terminate any user's account for any such violations at its sole discretion.

You further acknowledge and agree that InvestSTARS has no obligation to, and does not, screen or monitor any users, information, materials or other content provided or made available through the Site, but has the right to do so at any time in its sole discretion. You further acknowledge and agree that InvestSTARS in its sole discretion, remove or delete any entries, information, materials or other content, and terminate the subscription, membership or account (collectively, your “account”) of any user, that violates these Terms and Conditions or otherwise posts, submits, or disseminates content that InvestSTARS finds, in its sole discretion, to be objectionable.

InvestSTARS may cancel, suspend, or terminate your account if you violate these terms and conditions. InvestSTARS may also deny access to the site or your account for any reason at any time, at its sole discretion.

(V) Purchases and Refunds 

Through the Site, InvestSTARS offers both individual products for sale and subscription, membership or other periodic fee-based services. For individual products purchased through the Site, a valid credit card will be required to complete the purchase and the amount of the purchase will be charged to the credit card concurrently with the completion of the purchase on the Site. When you purchase an individual product, you will receive a streaming or digital version; no physical copies of products or other materials will be shipped or provided to you. 

When purchasing subscription, membership or other periodic fee-based services on the Site, a valid credit card will be required for billing purposes. You hereby consent to, acknowledge and allow InvestSTARS to store (or cause a third party to store on behalf of InvestSTARS) such payment information and agree to the following policies and procedures for payment of subscription, membership or other periodic fees related to the Site. 

Immediately upon signing up for an account or other periodic fee-based services on the Site, the fees associated with the first period or term of your selected account or service (monthly, quarterly, annual, as applicable) will be charged to such credit card. Within ten (10) business days prior to the expiration of the initially selected period or term, and each subsequent such period or term until your account or other periodic service is canceled in accordance with these Terms and Conditions, the fees associated with your selected account or service for the following applicable period or term will be automatically renewed, and an amount for your renewed account or service will be billed and charged to such credit card by InvestSTARS in accordance with the Site’s then-current pricing schedule. If the credit card associated with your account or service should expire, terminate or any payment is otherwise rejected by the issuing company, InvestSTARS may immediately terminate your account or service. It is solely your responsibility to ensure (1) that valid credit card information remains on file for your account or service and the automatic renewal thereof, and (2) that a valid email address remains on file for your account or service for any communications from InvestSTARS related thereto. 

All payments made to InvestSTARS in connection with any product purchased or account or service, and any renewal thereof, are non-refundable; and InvestSTARS does not offer, and is not required to provide, any refunds or credits for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal. There is no circumstance in which you will be entitled to, or InvestSTARS is required to provide, a refund or credit for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal.

All fees charged by InvestSTARS in connection with any product purchased or account or service of the Site are exclusive of any taxes, levies, or duties imposed by any taxing authority, and you shall be, and hereby are, responsible for the payment of all such taxes, levies, or duties arising from your purchase of products or use of the Site.

(VI) Modifications to the Site and Pricing

InvestSTARS reserves the right to, and you acknowledge and agree that InvestSTARS may modify the Site, including without limitation the content, materials and services offered thereby, and the fees, costs and pricing associated with the Site at any time and without notice. Without limiting the generality of the foregoing, InvestSTARS reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site (or any part or portion thereof) without notice. Any new features that augment or enhance the then-current version of the Site, including the release of new tools and resources, shall be subject to these Terms and Conditions and may result, in InvestSTARS’ sole discretion, to a price increase. InvestSTARS shall not be liable to you, or to any third party, for any damages, costs, expenses or other liabilities related to any modification, price change, suspension or discontinuance of the Site.

Without limiting the foregoing, InvestSTARS may use banner notices or similar devices to alert you to certain modifications to the Site or the pricing associated therewith. Alternatively, notice may consist of an email from InvestSTARS or the Site to an email address associated with your account or service, even if we have other contact information. You also agree that InvestSTARS may communicate with you through any available means including email, mobile number, telephone, or delivery services, including the postal service, about your account or service or any products or services associated with the Site. You acknowledge and agree that we shall have no liability associated with or arising from your failure to maintain accurate contact or other information, including, but not limited to, your failure to receive critical information about the Site or pricing.

(VII) Cancellations

Your account or service may be canceled, subject to the terms hereof, at any time; provided that, as set forth above, no refunds will be issued if your account or other periodic fee-based service is canceled prior to the end of the applicable period or term.

When you cancel, you are solely responsible for properly canceling your account or service. Your account or service may be canceled at any time by

(i) clicking here or by clicking on the “Subscriptions” tab on the Member Dashboard, which is accessed, among other means, by the “Dashboard” tab at the top of the home page of the Site, and by following the onscreen prompts, or (ii) by requesting such cancellation in writing by email to contact@InvestSTARS.co.uk, which cancellation request must receive a confirmation of receipt from InvestSTARS and which cancellation will be processed by InvestSTARS in accordance with its timelines and procedures for email cancellations. Cancellation requests by telephone, facsimile or other means of communication cannot, and will not, be accepted, honored or effective. The cancellation of your account or service will immediately result in the deactivation and deletion of your account or service, the denial of access to the Site and the forfeiture and relinquishment of all content and information within or related to your account or service. No data, content or information can be recovered once your account or service is canceled, and you assume all responsibility for preserving any data, content or information on your account or service prior to its cancellation. InvestSTARS may retain data, content or information from your account after cancellation in backup and/or archival copies of the Site and related databases, but such copies, if any, will not be available to you.

(VIII) General Disclaimer of Warranties

InvestSTARS Disclosures

InvestSTARS explicitly states the following and you hereby confirm that you understand, acknowledge, and agree as follows and explicitly disclaim, release, and waive any liability, claim, damages, loss, cost, or expense inconsistent with, related to, or arising from the following:

(IX) Disclaimers 

Your Responsibility

InvestSTARS is not registered as an investment advisor with the The Financial Conduct Authority (FCA). Instead, InvestSTARS relies on the "publisher's exclusion" from the definition of "investment advisor" under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state laws. We do not provide any investment advice or "a personal recommendation to a client, either to buy, sell, or hold a particular investment, or to exercise any right conferred by such an investment." and conduct our services within the legal obligations as outlined by the Financial Services and Markets Act 2000 (FSMA). We are not authorized by the FCA to provide investment advice and all information provided is for entertainment  purposes only. 

Therefore, InvestSTARS does not offer or provide personalized investment advice. Any content, material, information, or any other informational offering published, broadcast, or otherwise stated on this and/or associated websites that may be considered "investment advice" is impersonal and not tailored to the investment needs of any specific person. The information contained on this and/or associated websites is for entertainment purposes only. It should not be interpreted as investment or trading advice and is not meant to be a solicitation or recommendation to buy, sell, or hold any positions in any indices or financial markets mentioned. The content and information provided by InvestSTARS, the Site, and other InvestSTARS products and services are solely incidental to the business and activities of InvestSTARS in providing entertainment services.

You are solely responsible for all decisions regarding your purchase and sale of securities, the suitability, profitability, or appropriateness of any security, investment, financial product, investment strategy, or other matter, and all other matters related to your investments and investment strategies. InvestSTARS does not and will not provide you with any legal, tax, estate planning, or accounting advice, or any advice regarding the suitability, profitability, or appropriateness of any security, investment, financial product, investment strategy, or other matter. InvestSTARS employees are not authorized to give investment advice and you will not solicit or rely on any investment advice from any InvestSTARS employee. InvestSTARS recommends that persons wishing to trade or invest in securities do so cautiously and only in consultation with their professional, licensed, and qualified financial, legal, tax, estate planning, and accounting advisors.

No data, content, or information provided by InvestSTARS, the Site, or other InvestSTARS products and services is intended to be, or should be construed as, advice or a recommendation to buy or sell securities, nor any offer or solicitation of an offer to buy or sell securities, nor an attempt to influence the purchase or sale of any security. InvestSTARS is not registered as an investment advisor with the Financial Conduct Authority (FCA), any other regulatory authority in England, Northern Ireland, Scotland and Wales, or any state securities governmental or regulatory authority, and InvestSTARS' business and activities do not require such registration. It is important for individuals in England, Northern Ireland, Scotland and Wales, and overseas to conduct their own research and seek advice from a licensed financial advisor.

B. Data, content and information 

No information, content or data provided by InvestSTARS, the Site or any other products and services offered by InvestSTARS, should be interpreted as, or construed as, investment advice or any recommendations to buy, sell or hold a specific security or to pursue any investment strategy. InvestSTARS does not guarantee the accuracy, completeness, currency or usefulness of information, commentary, recommendations, advice, investment ideas or any other materials that can be accessed through the Site or the other products and services offered by InvestSTARS.

InvestSTARS does not guarantee the accuracy, completeness, currency or usefulness of information, commentary, recommendations, advice, investment ideas or any other materials that can be accessed through the Site or the other products and services offered by InvestSTARS. This includes, but is not limited to, any online forum, chatroom or other form of communication. If you choose to rely on this information, you acknowledge and agree to do so at your own risk. You understand, acknowledge and agree that the research, analysis, news or other information provided through the Site or the other products and services offered by InvestSTARS is not investment advice and is not tailored to fit any personal financial circumstances or investment objectives. The securities and investment strategies discussed may not be suitable for you, and any decision to purchase or sell securities or make any investment must be made by you after conducting your own independent investigation and evaluation, without relying on any information provided by InvestSTARS, the Site or any other products and services offered by InvestSTARS.

InvestSTARS cannot independently verify, assess or guarantee the validity, timeliness, adequacy, accuracy or completeness of any data, content or information, or the suitability or profitability of any security or investment, or the potential value of any security, investment or informational source. You bear sole responsibility for your investment research and decisions, and should seek the advice of a licensed and qualified securities professional before buying or selling any security or making any investment.

The forums, chat rooms and discord channels offered by the site are made up of customers and members, including moderators who are employed by InvestSTARS, who post information and content. All such information is intended for entertainment purposes only and does not constitute investment advice or a recommendation by InvestSTARS to engage in any securities transactions or pursue any financial strategies. Customers and members may write about securities in which they have a financial interest, and performance data reflecting other customers' or members' holdings may include information about securities not held by InvestSTARS or its directors, officers, shareholders, employees, agents or affiliates. As such, InvestSTARS is not responsible for the accuracy of information or performance data in any forum, chat room and discord channels, and the accuracy of such information is not guaranteed and may not be current. Nothing in any forum, chat room and discord channels should be relied upon as investment advice provided by InvestSTARS or its directors, officers, shareholders, employees, agents or affiliates.

InvestSTARS does not control and does not endorse any information or content posted on the forum, chat room and discord channels. By participating in these forums, chat rooms and discord channels, you acknowledge and agree that you do so at your own risk, and InvestSTARS expressly denies responsibility for any such information or content. InvestSTARS has the right, but not the obligation, to review and remove any information or content. You acknowledge and agree that accessing these forums, chat rooms and discord channels may expose you to material that you find offensive, indecent, obscene or otherwise objectionable. You agree that under no circumstances will you hold InvestSTARS or its directors, officers, shareholders, employees, agents or affiliates liable for any such content displayed or made available through the Site or for any loss or damage incurred as a result of your use of these forum, chat room and discord channels.

Without limiting the generality of the above, you acknowledge and agree that forums, chat rooms and discord channels moderators may call out or post real and hypothetical trades and real and simulated or hypothetical returns for entertainment purposes only. The opinions and ideas expressed by moderators do not constitute a recommendation and should not be relied upon as they may not be complete or accurate. All InvestSTARS' services, products, and websites are intended solely for entertainment purposes. The information provided on the site, including but not limited to the alerts service and forum, chat room and discord channels, does not constitute a recommendation or endorsement by InvestSTARS for any particular security or trading strategy, nor does it determine that any security or trading strategy is suitable for an individual. InvestSTARS operates solely as a publisher and an entertainer.

You acknowledge, understand, and agree that the results from InvestSTARS may be based on simulated or hypothetical performance, which has certain limitations. These results do not reflect actual trading and may not be accurate because they don't consider factors such as trading commissions, market conditions, lack of liquidity, and other factors. Your actual results may differ from the reported results for many reasons.

You acknowledge, understand, and agree that the trades shared on the site are for entertainment purposes only and may not be executed. The moderators may sometimes purchase or sell securities earlier or later than what is called out, posted, or alerted, and they may not disclose all trades. The moderators may not have the same positions as the trades they share and may not have actually executed the trades. The performance results of these trades may not be reliable because they are designed with the benefit of hindsight. The site contains simulated or hypothetical trading programs, and there is no guarantee that you will achieve similar results.

You acknowledge, understand, and agree that InvestSTARS and its affiliates have no obligation to verify the moderator trade records or to maintain records of moderator trades and results, and that the moderators have no obligation to provide InvestSTARS any data. By using the site, you agree to the operations of InvestSTARS and release InvestSTARS and its affiliates from any liability, claim, loss, cost, expense, or damage arising from or relating to moderator statements, actions, and omissions, including real, simulated, or hypothetical trades and results. You should only invest money that you can afford to lose, and not use funds meant for other purposes such as retirement, education, debt reduction, or mortgages.

(C) Activities of InvestSTARS Trading Personnel

InvestSTARS and its directors, officers, shareholders, employees, agents, and affiliates are active investors and traders of securities. These parties may choose to purchase or sell any security or engage in any investment strategy found in the site's data, content, or information, or in other InvestSTARS products or services. Such decisions and activities may be made at any time without notice and without disclosing or informing you or any other person. These parties are not required to follow InvestSTARS' strategies and are not required to disclose or notify you or any other person about their decisions or activities. The individual plans and experiences of InvestSTARS personnel are unique and may not be duplicated or considered typical.

InvestSTARS does not participate in creating a false or misleading appearance of active trading in a security or manipulating the market for that security. InvestSTARS also does not participate in any series of transactions aimed at raising or depressing the price of a security or stabilizing the price in contravention of any law, rule, or regulation.

By agreeing to these terms, you understand, acknowledge, and agree that InvestSTARS and its personnel engage in active trading of securities but do not participate in any illegal or unethical activities as described above. You also waive and release any claims, losses, damages, liabilities, and any other costs and expenses, including attorney's fees, arising from or related to your purchase or sale of a security that may have been affected by InvestSTARS' business or activities.

(D) Investments and Results

The buying and selling of securities, futures, or commodities involves a high level of risk and is speculative in nature. Only individuals who understand and accept the associated risks, have independently evaluated and determined their acceptance and suitability for these risks, and are able to bear the possibility of substantial or complete loss of funds should engage in such transactions.

InvestSTARS, and the content and information contained on the Site, and in other products and services of InvestSTARS, do not guarantee any specific or predictable results. Trading in securities and any other investment activities involve a significant level of risk and various factors can have a significant and negative impact on the results, potentially leading to complete loss of investment.

InvestSTARS and its directors, officers, shareholders, employees, agents, and affiliates make no representations, warranties, or guarantees regarding the validity, adequacy, timeliness, accuracy, reliability, or completeness of any data, content, or information. You should thoroughly analyze, review, and verify any such data, content, or information independently.

InvestSTARS may use testimonials or descriptions of past performance, but these do not indicate future results or performance or any representations, warranties, or guarantees that you will achieve similar results. Your results may differ materially from those expressed or used by InvestSTARS due to various factors.

Commodity Futures Trading Commission Rule 4.41: Hypothetical performance results have numerous limitations, some of which are outlined below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. There is often a significant difference between hypothetical performance results and actual results achieved by a specific trading program. The limitations of hypothetical performance results include that they are typically prepared with hindsight, and hypothetical trading does not involve financial risk. It is not possible to completely account for the impact of financial risk in actual trading through a hypothetical trading record. For instance, the ability to endure losses or adhere to a specific trading program despite trading losses are critical factors that can also have a negative impact on actual trading results. There are numerous other factors related to the markets in general or to the implementation of a specific trading program that cannot be fully accounted for in the preparation of hypothetical performance results and all of which can have a negative impact on actual trading results.

(E) Testimonials Disclaimer

InvestSTARS, in compliance with the UK advertising regulations set by the Committee of Advertising Practice (CAP) Code and the Broadcast Committee of Advertising Practice (BCAP) Code, and in accordance with 16 CFR Part 255 and Federal Trade Commission Guidelines on the use of endorsements and testimonials in marketing and advertising, we would like to make you aware of the following:

Our marketing and advertising campaigns may contain endorsements and testimonials from our customers and partners who have used our services. These testimonials are provided by real customers and partners and are not influenced by us in any way.

We make sure that all our endorsements and testimonials are accurate and truthful, and we do not make any claims that we cannot substantiate with evidence. We also make sure that any material connections between us and the endorsers or testimonials are clearly disclosed, such as compensation or free services.

Our commitment to transparency and honesty in our marketing and advertising is aligned with the regulations set by the CAP and BCAP Codes and the guidelines from the Federal Trade Commission. We take these regulations seriously and strive to meet the highest standards of ethics and integrity in all our business practices, please be aware of the following:

Endorsements, testimonials or descriptions of past performance:

Are based on individual experiences and results with the Site and the products and services of InvestSTARS

Are not typical and you should not expect to achieve the same or similar results or performance

Are likely to vary or differ materially

Are individual experiences and not representative of all customers and members.

Received via text, audio, or video submission from customers or members

Verbatim except for correction of grammatical or typing errors and editing for length

No payment or compensation was involved in the endorsement, testimonial or description appearing on the Site.

InvestSTARS or any of its employees, partners or affiliates’ experience with trading is not typical, nor is the experience of individuals featured in testimonials.

Becoming an experienced trader takes hard work, dedication and a significant amount of time

InvestSTARS does not track the typical results of current or past students and as a provider of entertainment or any educational courses, it does not have access to the personal trading accounts or brokerage statements of its customers.

Research data suggests that most day traders are not profitable:

In a research paper published in 2014, only 9.81% of day trading volume was generated by predictably profitable traders (See Citation 1)

In a 2005 article published in the Journal of Applied Finance, only 50% of 1,146 brokerage accounts were profitable (See Citation 2) 

In a 2003 article published in the Financial Analysts Journal, only 35% of 334 brokerage accounts were profitable. (See Citation 3)

The range of results from these studies highlights the difficulty in determining a definitive success rate for day traders, and at a minimum, these studies suggest that at least 50% of aspiring day traders will not be profitable.

Day Trading is a high-risk activity and can result in the loss of your entire investment. Any trade or investment is at your own risk.

(F) Third party websites

In accordance with the guidelines set by the Financial Conduct Authority (FCA), please be aware of the following information:

The Site, and other products and services offered by InvestSTARS, may contain links to external websites or applications.

The presence of these links does not represent an endorsement, authorization, or affiliation with any third party. InvestSTARS has not reviewed all of the linked websites, and is not responsible for their content.

The use of these links is at your own risk, and InvestSTARS is not responsible for the websites linked from the Site, or other products and services offered by InvestSTARS.

InvestSTARS does not guarantee the accuracy, completeness, reliability, suitability, non-infringement, merchantability, or fitness for a particular purpose of any third-party website, content, or products and services offered through these links.

(X) Limitations of Liability

WHETHER OR NOT NOTIFIED OF THE LIKELIHOOD OF SUCH DAMAGES, InvestSTARS, AND ITS DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, AGENTS AND AFFILIATES, WILL NOT BE LIABLE TO YOU UNDER ANY LEGAL OR EQUITABLE THEORY, FOR (A) ANY CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR INDIRECT DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION LOST PROFITS, REVENUES AND BUSINESS, ARISING OUT OF, UNDER OR RELATING TO THESE TERMS AND CONDITIONS, YOUR USE OF THE SITE OR OTHERWISE RELATED TO OR ARISING FROM THE PRODUCTS OR SERVICES OF InvestSTARS, OR 

ANY DAMAGES OF ANY KIND ARISING OUT OF, UNDER OR RELATING TO THE SITE OR OTHERWISE RELATED TO OR ARISING FROM THE PRODUCTS OR SERVICES OF InvestSTARS, IN EXCESS OF THREE TIMES THE MOST RECENT MONTHLY FEE PAID BY YOU IN CONNECTION WITH THE SITE, IF ANY, OR £150, WHICHEVER AMOUNT IS GREATER. THIS LIABILITY LIMITATION SHALL APPLY REGARDLESS OF WHETHER THE LIMITED REMEDIES PROVIDED HEREIN FAIL OF THEIR ESSENTIAL PURPOSE, AND SHALL NOT APPLY TO ANY DAMAGE TO YOU INTENTIONALLY CAUSED BY InvestSTARS IN VIOLATION OF THESE TERMS AND CONDITIONS OR APPLICABLE LAW, OR AS OTHERWISE MANDATED BY APPLICABLE LAW THAT CANNOT BE DISCLAIMED BY THESE TERMS AND CONDITIONS.

(XI) Indemnification 

You shall, and hereby agree to, indemnify and hold harmless, InvestSTARS, and its officers, directors, shareholders, employees, agents and affiliates, from any and all claims, losses, damages, liabilities and any other costs and expenses (including attorneys’ fees), arising from or related to your (i) breach of a representation or warranty contained in these Terms and Conditions, (ii) breach of, or failure to comply with, any term contained in these Terms and Conditions, (iii) use of the Site or any products or services of InvestSTARS, or (iv) use of, access to or other activity engaged in, on, through, related to or in connection with the Site.

(XII) Privacy and Personal Information

InvestSTARS shall have the right to use and disclose any information provided by you through the Site, or other products or services of InvestSTARS (including but not limited to information provided through e-mail) or made available through your use of the Site, for any lawful purpose, unless you indicate otherwise in accordance with the policies and procedures therefor of InvestSTARS. In no event shall you be entitled to any compensation for the use of any of such information. Please see the Privacy Policy for further details.

(XIII) Modifications

InvestSTARS reserves the right to revise these Terms and Conditions at any time without notice. By using the Site, you are agreeing to be bound by the then-current version of these Terms and Conditions, and your continued use of the Site reaffirms your agreement to the then-current Terms and Conditions. You agree to consult the Site regularly for up-to-date information about these Terms and Conditions and the Privacy Policy.

InvestSTARS may make changes to the Site, and the other products and services of InvestSTARS, at any time without notice. InvestSTARS does not, however, make any commitment to update the Site, and the other products and services of InvestSTARS.

(XIV)  Governing Law

Any claim related to the Site or InvestSTARS arising from these Terms and Conditions and the provision of services or materials by InvestSTARS will

be subject to the laws of England, Northern Ireland, Scotland and Wales. You agree to submit to the personal jurisdiction of the courts located within England, Northern Ireland, Scotland and Wales  for litigating all such claims. Nevertheless, InvestSTARS still has the right to apply for injunctive remedies in any jurisdiction. Except as provided otherwise, you agree that any controversy or claim arising from the provision of services or materials by InvestSTARS in England, Northern Ireland, Scotland and Wales shall be resolved in its entirety through individual binding arbitration.

The Site and other products and services offered by InvestSTARS are intended solely for individuals residing in England, Northern Ireland, Scotland and Wales. Accessing and using the Site and other products and services of InvestSTARS from other locations is done at the user's own risk and they are responsible for compliance with all applicable laws, rules, and regulations. InvestSTARS reserves the right to limit the availability of the Site and its other products and services to any person, geographic area, or jurisdiction at any time and in its sole discretion.

(XV) Severability

In the event that a provision of these Terms and Conditions is found to be illegal, void, or unenforceable by a court of competent jurisdiction or arbitrator, it will be modified to make it enforceable to the fullest extent possible. If the modified provision is deemed invalid, illegal, void, or unenforceable, the validity, legality, and enforceability of the remaining provisions of these Terms and Conditions will not be affected.

(XVI) Entire Agreement

These Terms and Conditions constitute the complete and exclusive agreement between you and us regarding the Site, products and services of InvestSTARS, and supersedes all prior agreements and understandings, written or oral, established by custom, practice, policy, or precedent. The provisions of these Terms and Conditions will survive any termination thereof indefinitely.

(XVII) Waivers

Our failure to act in response to a breach of these Terms and Conditions by you or others does not waive our right to take action regarding that breach or similar or other breaches in the future.

Questions?

Questions about these Terms and Conditions should be addressed to contact@InvestSTARS.co.uk. 

Questions about billing should be addressed to contact@InvestSTARS.co.uk.

IF YOU DO NOT AGREE WITH ANY TERM OR PROVISION OF THESE TERMS AND CONDITIONS, PLEASE EXIT THE SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE PRODUCTS OR INFORMATION PROVIDED THEREBY SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS AND CONDITIONS.

Sources

Citation 1: Barber, Brad & Lee, Yong-Ill & Liu, Yu-Jane & Odean, Terrance. (2014). Do Day Traders Rationally Learn About Their Ability?. SSRN Electronic Journal. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2535636

Citation 2: Garvey, Ryan and Murphy, Anthony, The Profitability of Active Stock Traders. Journal of Applied Finance , Vol. 15, No. 2, Fall/Winter 2005. Available at SSRN: https://ssrn.com/abstract=908615

Citation 3: Douglas J. Jordan & J. David Diltz (2003) The Profit

 Privacy Policy 

At InvestSTARS we understand the importance of privacy and are committed to protecting the personal information of our users. This privacy policy explains how we collect, use, and share personal information when you use our website and its services.

Information Collection

We collect personal information from you when you create an account, discuss or make an investment, or use other features of our website. The information we collect may include your name, email address, mailing address, phone number, and financial information such as your bank account or credit card number.

Use of Information

We use the information we collect for the following purposes:

1. To provide you with the services offered through our website
2. To process transactions 
3. To communicate with you regarding your account, investments, and other services offered through our website
4. To comply with legal and regulatory requirements

Sharing of Information

We may share your personal information with third-party service providers to assist us in providing our services and to comply with legal and regulatory requirements. These third-party service providers are subject to strict confidentiality agreements and are required to use your personal information only for the purpose of providing the services we request.

Security of Information

We use a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include secure servers, encryption, firewalls, and restricted access to personal information.

Cookies

Our website uses cookies to collect information about your preferences and to remember you when you return to our website. You can configure your browser to accept or reject cookies, or to notify you when a cookie is set.

Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the updated privacy policy on our website. Your continued use of our website after the updated privacy policy has been posted indicates your acceptance of the changes.

Contact Us

If you have any questions or concerns about our privacy policy, please contact us at contact@investSTARS.co.uk